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5 Best Pet Insurance in Australia [2023]

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Pet Insurance Australia

Best Pet Insurance Australia
Best Pet Insurance Australia

Do you have a pet? If so, you know that they are a part of the family. And like any other member of your family, you want to make sure that they are taken care of in case something happens to them. That’s where pet insurance comes in. In this blog post, we will discuss the 5 best pet insurance Australia. So whether you are looking for pet insurance for your dog, cat, or even rabbit, we have you covered!

1) Petsy Pet Insurance

Key Service90% benefit coverage
AddressLevel 2, 204 Clarence Street Sydney NSW 2000
Phone1300 952 790
Operating Hours24 hours

Do you want a policy with more flexibility? Petsy provides insurance for both cats and dogs, as well as special options for kittens, puppies, and rescue dogs. The greatest level of coverage available can provide a $25,000 annual benefit limit and a 90% benefit percentage for pets aged 6 weeks to 8 years old.

When you purchase the highest tier policy, you won’t have to pay an additional fee if you make a claim, and it can also cover costs associated with alternative pet therapies, behavioral issues, and dental sicknesses. You do have the option of customizing coverage to fit your pet’s needs and budget.

Key Differentiators:

  • $10,000 or $25,000 Annual Limit
  • Covers pet over 6 weeks and under 9 years old
  • 90% benefit coverage

Customer’s Review:

Really happy with the product and customer service Petsy has provided, they actually care about my pet, highly recommend it.

Johnny Li

2) Budget Direct Pet Insurance

Key ServiceGenerous limit
AddressLevel 13 Toowong Tower 9 Sherwood Road, Toowong QLD 4066
Phone1800 931 664
Operating HoursNIL

Budget Direct offers pet insurance for dogs and cats that covers both accidental injuries and illnesses. You won’t have to worry about which Vet to take your sick or injured pet to if they get ill or injured; you can take them to any competent and regulated veterinarian in Australia. Budget Direct provides coverage for all orthopedic issues, however, there are limitations and exclusions that you should be aware of. The insurance covers up to 80% of eligible veterinary costs, with a maximum yearly limit of $12,000.

Key Differentiators:

  • Generous limit
  • Choice of vet
  • Easy claims

3) PIA Major Medical Cover

Key ServiceMajor Medical Pet Insurance Cover including Routine Care
AddressPet Insurance Australia, Locked Bag 9021 Castle Hill, NSW 1765
Phone1800 043 552
Operating HoursClaims:
9:00am – 4:00pm (EST)
Monday – Friday

New Business Customer Enquiries:
8:00am – 8:00pm (EST)
Monday – Friday

Pet Insurance Australia is a family-owned pet insurance business serving Australian pet owners and their pets. We, as proud pet owners with a love for animals, understand how essential pets are to their owners. They offer a wide range of pet insurance coverage options for pet owners based on their location. PIA Major Medical Cover can provide excellent value for money and a quick claims procedure since we deal only with pet insurance.

Key Differentiators:

  • Accidental Injury Cover
  • Accidental Injury and Illness Cover
  • Major Medical Pet Insurance Cover including Routine Care

4) Coles Pet Insurance

Key ServiceIncludes dental coverage
AddressInsurance Australia Limited, Collins St West, VIC 8007
Phone1300 265 374
Operating HoursNIL

For the second year in a row, Coles Pet Insurance has received Canstar’s 5-Star Value for Outstanding Accident and Illness Pet Insurance. ​Reduce the hassle and problems of your next veterinarian visit with Coles Pet Insurance. Get up to 100 percent reimbursement on eligible veterinary expenses, or choose to reduce your premium and still receive 80 percent coverage.

Key Differentiators:

  • Up to 100% back on vet bills
  • Guaranteed lifetime cover
  • Includes dental coverage

5) Knose Dog Cover

Key ServiceHighest benefit from pet insurers
AddressLevel 4, 99 Bathurst Street, SYDNEY NSW 2000
Phone1300 356 642
Operating HoursMonday to Saturday 8AM–8PM

The Knose Dog Cover was designed by veterinarians to provide pet owners with a simple solution that is easy to understand. Their adaptable choices allow you to personalize your strategy to fit your needs and your pet. You may get a health program developed for veterinarians for a fixed monthly cost. Flea, tick, and worm treatments will be sent to your home, as well as frequent check-ups, vaccinations, nail trimmings, worming treatment, and much more.

The Knose Dog Cover products are not only useful for pet owners. They’re also made to help busy veterinary hospitals of all shapes and sizes. Continue reading to discover more about what it’s like to work with Knose.

Key Differentiators:

  • Highest benefit from pet insurers
  • Does not have sub-limits for ailments
  • A proactive approach to pet health & happiness

Customer’s Review:

Hi, would just like to let everyone know what a great experience I have had with Knose. They were way cheaper on premiums for my bulldog. He isn’t even one yet and I have had quite a few claims for him for various reasons… the customer service, particularly, Michael, from claims had been way above and beyond. Money paid into my account. No questions asked. Honestly, couldn’t recommend this company enough. 6 stars if I could give it to them.

Jennifer Hannah

Pet Insurance Australia

It can be difficult to decide which pet insurance policy is right for you and your pet. That’s why we’ve provided a list of the 5 best pet insurance policies in Australia. With so many options available, you’re sure to find one that meets your needs and budget. Be sure to read the reviews from other customers before making your final decision. Have you had a good experience with any of these pet insurance Australia? Let us know in the comments below.

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Rachel Tan is the editor at FunEmpire Media Australia. She has over 8 years of experience in the media industry discovering the best local businesses, places and things to do in Australia. From lifestyle, entertainment, food, travel, education and more, Rachel is a trusted source to curate the very best Australia has to offer.