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10 Best Personal Loan Melbourne Has To Offer [2022]

Personal Loan Melbourne

Personal Loan Melbourne
Personal Loan Melbourne

Personal loans are borrowed funds that may be used for a variety of purposes, such as significant expenditures, debt consolidation, emergency needs, and so on. These loans are repaid in monthly installments over a period of months or years. It may take longer depending on your circumstances and your payment diligence. If you need a rapid infusion of cash to cover unexpected bills, a personal loan might be a suitable alternative. This is why you should be aware of the top personal loan Melbourne has to offer.

1. Cash Bridge

Cash Bridge - Personal Loan Melbourne (Credit: Facebook)
Cash Bridge – Personal Loan Melbourne (Credit: Facebook)
Key ServicesBridging Loan, Personal And Business Finance, Motocycle Finance
Websitehttps://www.cashbridge.com.au/
Addresslevel 9/530 Little Collins St, Melbourne VIC 3000, Australia
Phone+61 3 9909 7099
E-mailcustomercare@cashbridge.com.au
Operating Hours24 Hrs. Daily

They provide a free service to calculate your income and expenses so that they can give you a loan that best fits your needs. You can easily apply for a position there using their user-friendly web form. The information they require will be limited to what is essential for us to do the financial analysis and personalize your loan. They are committed to making sure you and every one of their other customers have a great time during the life of your loan with us. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • Their personal loan process is designed to be as simple and straightforward as possible.
  • They offer a range of personal loan options to suit your individual circumstances.
  • They have a team of personal loan specialists who are ready to help you find the right loan for your needs.

Customer Testimonial:

“Customer service team is really helpful and friendly. Especially James who replied to my email and assist me with my query to prevent any additional fees and charges. Thank you!”

Amelia Williams

2. Savvy

Savvy - Personal Loan Melbourne (Credit: Facebook)
Savvy – Personal Loan Melbourne (Credit: Facebook)
Key ServicesCar Loans, Leisure Loans, Commercial Loans, Personal Loans, Business Loans, Small Loans, Home Loans, Credit Cards, Bank Accounts, Savings Accounts
Websitehttps://www.savvy.com.au/
Address6/596 North Rd, Ormond VIC 3024, Australia
Phone+61 1300 974 066
Operating Hours8:30AM – 7:30PM Mondays – Fridays, 10AM – 2PM Saturdays

Their comparisons of products have saved thousands of Australians money. Savvy started as an online asset broker in 2010. As more clients asked for a more thorough review of financial options, they became one of Australia’s best asset financing brokers and a well-known comparison service. We were one of Australia’s fastest-growing companies in 2015. They help thousands of Australians save money on financial products by walking them through the process or giving them tools to compare the best prices. They work with industry leaders to offer you fantastic deals that you can compare, apply for, and save on. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • They are an online personal loan broker that gives you access to a wide range of personal loan products from different lenders.
  • They have a personal loan calculator that can help you compare personal loans and find the best one for your needs.
  • Their personal loan comparisons are updated regularly, so you can be sure you’re getting the most up-to-date

Customer Testimonial:

“Sav is hands down the best guy i have ever dealt with for a loan. Kept me informed all the way along and helped out along the way. absolute legend. will recommend to anybody looking for a loan”

Paul Stewart

3.Spondooli

Spondooli - Personal Loan Melbourne (Credit: Facebook)
Spondooli – Personal Loan Melbourne (Credit: Facebook)
Key ServicesPayday Loans, Personal Loans, Cash Loans, Online Cash Loans, Cash Advance, Fast Cash Advance, Short Term Loans, Small Loans
Websitehttps://www.spondooli.com.au/
AddressLevel 9/461 Bourke St, Melbourne VIC 3000, Australia
Phone+61 1300 323 246
E-mailinfo@spondooli.com.au
Operating Hours9AM – 5PM Mondays – Fridays

“Fast Money” by Spondooli assists Australians in need of cash for sickness, debts, or emergencies. “Fast Money” on Spondooli may provide a short-term payday loan or financial solution. They all need money sometimes. Emergencies, rent, and late fees all put a strain on a tight budget. At times, a little goes a long way. Spondooli offers fast and straightforward payday loans to simplify life. “Fast Money” payday loans from Spondooli are straightforward to get. No credit check is required, and applications are rapidly processed. In three simple steps, you may receive a cash advance within hours. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • Spondooli offers fast and straightforward payday loans to simplify life.
  • No credit check is required, and applications are rapidly processed.
  • In three simple steps, you may receive a cash advance within hours.

Customer Testimonial:

“Such a great experience. The team were so easy to deal with the process was really straightforward.”

Bec

4. ING Mortgage Simplifier

ING Mortgage Simplifier - Personal Loan Melbourne (Credit: Facebook)
ING Mortgage Simplifier – Personal Loan Melbourne (Credit: Facebook)
Key ServicesAll Savings Rates, Credit Card Rates, All Personal Loan Rates, All Home Loan Rates, Super Rates
Websitehttps://www.ing.com.au/
Phone+61 2 9028 4077
E-mailray.esho@ing.com.au
Operating Hours8AM – 8PM Mondays – Fridays

When ING established the country’s first high-interest, fee-free online savings account 20 years ago, it changed Australian banking. Since then, customers have continued to profit from their mortgages, transactional banking, superannuation, credit cards, personal lending, and insurance. They have climbed to the sixth biggest bank in Australia. The ING success story contains a simple method. They aim to motivate people to stay one step ahead of the competition in life and business every day. With headquarters in Sydney and a 24/7 call center in Tuggerah, NSW, they are proud to have over 2 million customers and counting. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • ING offers a wide range of personal banking products, including savings accounts, transaction accounts, personal loans, and credit cards.
  • They have an award-winning mobile app that allows you to bank on the go.
  • Their customer service team is available 24/7 to help you with any queries you may have.

Customer Testimonial:

“I have all my accounts in one and ING are fee free. Love it.”

Claire

5. Newcastle Permanent Variable Home Loan

Newcastle Permanent Variable Home Loan - Personal Loan Melbourne (Credit: Facebook)
Newcastle Permanent Variable Home Loan – Personal Loan Melbourne (Credit: Facebook)
Key ServicesHome Loans, Everyday Banking, Personal Loans, Credit Card, Savings Accounts, Term Deposit, Insurance
Websitehttps://www.newcastlepermanent.com.au/
Address205 Summer Street Orange NSW 2800
Phone+61 2 4907 6501
E-mailenquiries@newcastlepermanent.com.au
Operating Hours9AM – 5PM Mondays – Fridays

Newcastle Permanent prefers an unconventional approach. You are given priority as a cooperative building society. Without shareholders, compromise is impossible. Incredible value, superior service, and a true commitment to the community. As one of Australia’s biggest customer-owned financial organizations, they’ve been supporting people with their first homes and investment properties for over 117 years. Their group was created by individuals seeking alternatives to the large banks. Today, they are always seeking to develop and will continue to wow you with the incredible nature of community banking. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • Newcastle Permanent is a customer-owned financial institution.
  • They offer competitive rates on personal loans, home loans, and credit cards.
  • They have a wide range of personal banking products and services.

Customer Testimonial:

“Was such an easy service. Helpful staff. Efficient.”

Samantha

6.Wisr

Wisr - Personal Loan Melbourne (Credit: Facebook)
Wisr – Personal Loan Melbourne (Credit: Facebook)
Key ServicesCar Loans, Home Renovation Loans, Personal Loans, Green Loans, Wedding Loans,recreation Loans
Websitehttps://wisr.com.au/
AddressLevel 4 55 Harrington Street The Rocks, NSW 2000
Phone+61 1800 340 008
E-mailcontact@wisr.com.au
Operating Hours9AM – 5:30PM Mondays – Thursday, 9AM – 5PM Fridays

Every nook and cranny of their office is a source of inspiration for them. Not an ordinary lender. Your interest rate is dependent upon your credit score. Round Up enables you to return your debts quicker without incurring any additional or early repayment fees. They provide loans with terms of three, five, and seven years. Their customer service representatives are ready to help you. You may submit an application for a Wisr loan in only minutes. Wisr offers unsecured personal loans ranging in value from $5,000 to $64,000. And secured loan amounts ranging from $5,000 and $79,000. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • Wisr personal loans are unsecured, meaning you don’t need to offer any security.
  • They have a range of personal loan products including secured and unsecured personal loans.
  • You can apply for a Wisr loan in only minutes.

Customer Testimonial:

“Very easy process and the funds in your account(s) within a day of signing the documents. The customer service at Wisr has been one of the best people I have ever dealt with. Strongly recommend this company to anyone looking for a loan, five stars all round.”

Hildegard Hounslow

7.Plenti

Plenti - Personal Loan Melbourne (Credit: Facebook)
Plenti – Personal Loan Melbourne (Credit: Facebook)
Key ServicesPersonal Loans, EV Loans, Car Loans, Debt Consolidation Loans, Green Loans, Wedding Loans, Holiday Loans, Legal Fee Loans
Websitehttps://www.plenti.com.au/
AddressLevel 5, 14 Martin Place, Sydney NSW 2000 
Phone+61 1300 768 710
E-mailcontact@plenti.com.au
Operating Hours9AM – 5:30PM Daily

They prioritize their customers in everything that they do. Therefore, they design experiences that continue to surprise and thrill. They can offer you customized pricing since they take the time to get to know you. A more equal kind of financing is supporting tens of thousands of Australians in bringing their grand ideas to life. When it comes to loans, they recognize that borrowing a little amount might have a significant impact. As a result, they have designed a personal loan that surpasses Australia’s most popular banks and credit unions. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • Plenti personal loans are unsecured, meaning you don’t need to offer any security.
  • They have a range of personal loan products including secured and unsecured personal loans.
  • You can apply for a Plenti loan in only minutes.

Customer Testimonial:

“Extremely quick and easy process from start of application to approval and funding .. It’s the fastest response and action I’ve ever had from a loan company .. Very pleased and impressed !”

Wayne Williams

8.Credit Concierge

Credit Concierge - Personal Loan Melbourne (Credit: Facebook)
Credit Concierge – Personal Loan Melbourne (Credit: Facebook)
Key ServicesConsumer Car Finance, Commercial Car Finance, Loan Repayment Calculator, Car Loan Refinance, Personal Loans, Debt Consolidation
Websitehttps://creditconcierge.com.au/
AddressLevel 1, “Fintelligence Suites” 2 Boston Court Varsity Lakes QLD 4227
Phone+61 1300 18 18 83
E-mailapprovals@creditconcierge.com.au
Operating Hours9AM – 5PM Mondays – Fridays

They are dedicated to aiding more Australians in making better-informed choices on their financial options. For this reason, they have teamed with Australia’s foremost asset finance brokers to aid you in finding the optimal conclusion for your unique circumstances. They have made the lending process simpler to handle by merging improved technology, smarter processes, and industry knowledge. From the first contact to the last loan repayment and beyond, they care about you and your quest to identify the finest financial solution for your family. Their network is available to aid and direct you. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • Credit Concierge personal loans are unsecured, meaning you don’t need to offer any security.
  • They have a range of personal loan products including secured and unsecured personal loans.
  • You can apply for a Credit Concierge loan in only minutes.

Customer Testimonial:

“Buttonwood Finance chose to partner with Credit Concierge to expand our business and offer our clients more choice and value when financing their cars. We’ve worked closely with the Client Concierge team for just over 12 months, and our team are continually impressed with the quality and results achieved.”

Robert Pollina

9.OurMoneyMarket

OurMoneyMarket - Personal Loan Melbourne (Credit: Facebook)
OurMoneyMarket – Personal Loan Melbourne (Credit: Facebook)
Key ServicesDebt Consolidation, Education Loans, Home Improvements, Medical/ Dental Loans, Wedding Loans, Holiday Loans, Car Loans
Websitehttps://ourmoneymarket.com/
AddressLevel 1, 143-147 Hutt Street, Adelaide SA 5000
Phone+61 1300 990 115
E-mailinfo@ourmoneymarket.com
Operating Hours9AM – 5PM Mondays – Fridays, 9AM – 12PM Saturdays

A innovative and talented group attempting to alter our financial practices. To make your debt simpler to handle, consolidate it into a single personal loan with a low interest rate. OurMoneyMarket offers fixed-rate loans that are budget- and need-specific. With a monthly fixed payment, you’ll always be aware of your repayments; loan surprises belong at parties, not on your credit card bill. By repaying your high-interest credit cards and/or loans with your OurMoneyMarket unsecured personal loan, you may reclaim financial control. You will be well on your way to being debt-free. As a result, they offer one of the top personal loan Melbourne has to offer.

Key Differentiators:

  • OurMoneyMarket personal loans are unsecured, meaning you don’t need to offer any security.
  • They have a range of personal loan products including secured and unsecured personal loans.
  • You can apply for an OurMoneyMarket loan in only minutes.

Customer Testimonial:

“The experience was first class. I really appreciate the great service and fast turnaround. I didn’t expect to hear back until Monday, so to get such a fast turnaround on a weekend was just amazing. Really above and beyond. Super impressive.”

Roy A.

10. Bendigo Bank

Bendigo Bank - Personal Loan Melbourne (Credit: Facebook)
Bendigo Bank – Personal Loan Melbourne (Credit: Facebook)
Key ServicesBanking, Home loans, Insurance, Investing
Websitehttps://www.bendigobank.com.au/
Address290/292 Collins St, Melbourne VIC 3000, Australia
Phone+61 1300 236 344
E-mailsupport@bendigobank.com.au
Operating Hours9:30AM – 4PM Mondays – Fridays

They are a bank that understands how to manage money, but they care more about the good that money can do. Since they first opened their doors more than 160 years ago, every decision they have made, product they have created, and service they have provided has been in the best interests of our customers, shareholders, partners, and people. Their secured personal loan is suitable for acquiring or refinancing a new or old car. One to seven-year terms are available at a low fixed interest rate. There are weekly, bimonthly, and monthly payment options available. As a result, they offer one of the top personal loans Melbourne has to offer.

Key Differentiators:

  • Bendigo personal loans are unsecured, meaning you don’t need to offer any security.
  • They have a range of personal loan products including secured and unsecured personal loans.
  • You can apply for a Bendigo Bank loan in only minutes.

Customer Testimonial:

“A bank that really seems to care about their customers, really nice staff whenever I call or go into my local branch. Pretty competitive rates and products with all the features I need”

Lachlan J.

Personal Loan Melbourne

Overall, a personal loan may be used for nearly anything, which is why it is referred to be “personal.” Remember that the loan must be repaid at some point, regardless of the circumstances. When you take out a personal loan to pay off debts or plan the ideal wedding, you are borrowing money that must be returned with interest. Personal loans are a terrific method to consolidate debt and make large purchases, but you should always use them properly. We hope this information assists you in locating the top personal loan Melbourne has to offer.

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