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7 Best Travel Insurances in Malaysia

Travel Insurance Malaysia 

Travel Insurance Malaysia 
Travel Insurance Malaysia 

Looking for the best travel insurance in Malaysia? Look no further! In this blog post, we will discuss 7 Best Travel Insurances in Malaysia. Whether you are traveling for leisure or for business, it is important to have travel insurance coverage. Traveling without insurance can be a costly mistake, and it is important to make sure that you are covered in case of an emergency.

1. Etiqa Travel Insurance

Etiqa Travel Insurance - Travel Insurance Malaysia (Credit: Etiqa Travel Insurance)
Etiqa Travel Insurance – Travel Insurance Malaysia (Credit: Etiqa Travel Insurance)
Key Services:Travel Insurance and Takaful, Insurance Company
Website: https://www.etiqa.com.my/v2/travel-insurance-takaful
Address:Dataran Maybank, No 1, Jalan Maarof, Bangsar, 59000 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia
Phone:03-2785 4688
Email: info@etiqa.com.my
Operating hours: Weekdays 9:00am – 3:00pm, Weekends Public Holidays: Closed

Etiqa Malaysia, which is under Maybank, is known as ASEAN’s leading Takaful and insurance provider.

Ettiqa Travel Insurance offers a variety of travel insurance options, one of which is TripCare 360 Takaful. TripCare 360 Takaful provides a 25 percent refund, It also has a cashless medical service that allows you to visit a hospital without having to pay.

Next, you’ll receive up to RM5,000 for baggage loss and damage, personal money theft, and travel documents theft. You may also submit a claim via WhatsApp. Even if you don’t file a claim, you will still be compensated for every two-hour flight delay.You also gain terrorism coverage as part of this policy.

Key Differentiators:

  • 25% rebate when you apply online
  • Coverage for loss and valuables
  • Add-ons for adventurous activities

2. SOMPO Travel Plus

 SOMPO Travel Plus - Travel Insurance Malaysia (Credit: SOMPO Travel Plus)
SOMPO Travel Plus – Travel Insurance Malaysia (Credit: SOMPO Travel Plus)
Key Services:SOMPO Travel Plus, Insurance Company and more.
Website:https://www.berjayasompo.com.my/product/sompo-travel-plus
Address:Level 36, Menara Bangkok Bank, 105, Jalan Ampang, 50450 Kuala Lumpur
Phone:1 800 889 933
Email: digital@bsompo.com.my
Operating hours: Weekdays 8:30am – 5.00pm

The SOMPO Travel Plus Basic plan covers only accidental death, medical expenses, compassionate visitation care and benefit, medical treatment in Malaysia, child care, and emergency medical evacuation.

The Elite package is worth considering since it includes all of the benefits, including hijacking coverage, repatriation, and hospital compensation.

Overall, if you’re searching for peace of mind when traveling, SOMPO Travel Plus is worth a look. As a result, it’s possible that it offers the finest travel insurance.

Key Differentiators:

  • Personal accident coverage
  • Unlimited reimbursement
  • Complete coverage, including weather-related calamities.

3. Allianz Travel & Flight Insurance

Allianz Travel & Flight Insurance - Travel Insurance Malaysia (Credit: Allianz Travel & Flight Insurance)
Allianz Travel & Flight Insurance – Travel Insurance Malaysia (Credit: Allianz Travel & Flight Insurance)
Key Services:Allianz Travel Insurance, Insurance company and more.
Website:https://www.allianz.com.my/travel
Address:Allianz Arena, Ground Floor, Block 2A, Plaza Sentral, Jalan Stesen Sentral 5, Kuala Lumpur Sentral, 50470 Kuala Lumpur.
Phone:1-300-22-5542
Email: customer.service@allianz.com.my
Operating hours: Weekdays 8:00 AM 8:00 PM

In the realm of insurance, Allianz is an easy name to go to. As a well-established and multi-awarded insurance firm, it has set the bar higher for travel insurance coverage and benefits.

Allianz offers travelers a variety of insurance options, including Allianz Travel Insurance and Allianz Flight Care. These plans may be purchased online.

The majority of consumers are satisfied with Allianz Travel Insurance over Alliance Flight Care, as the former offers more comprehensive coverage both internationally and domestically.

Aside from the typical protection provided by most standard insurance providers, Allianz goes above and above by including coverage for funeral expenses, transfer of mortal remains, hijacking, terrorism, and a more light-hearted topic – pet hotel and athletics such as mountaineering.

Key Differentiators:

  • International and domestic travel insurance
  • Accidental death and permanent disablement
  • Medical expenses

4. Tokio Marine Explorer

Tokio Marine Explorer - Travel Insurance Malaysia (Credit: Tokio Marine Explorer)
Tokio Marine Explorer – Travel Insurance Malaysia (Credit: Tokio Marine Explorer)
Key Services:Travel Insurance, Insurance company and more
Website:https://www.tokiomarine.com/my/en/personal/resources/buy-online/Tokio-Marine-Explorer.html
Address:Ground Floor, Menara Tokio Marine Life 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia
Phone:03 -2603 3999
Email: customercare@tokiomarinelife.com.my
Operating hours: (Monday – Thursday 8:40am – 5:30pm; Friday 8:40am – 5:20pm)

The Tokio Marine Explorer offers two different plan options: individual and family. Hijacking, abduction, terrorism, and alternative medicine are all included in the medical coverage of this insurer, like the other travel insurance companies on our list. One is as an added benefit that it provides lifestyle coverage for home care, golf insurance, trauma counseling, and much more.

For those who enjoy extreme sports, you may want to invest in the premium for activities like this.

Key Differentiators:

  • Personal accident and medical benefit
  • Travel inconveniences
  • Lifestyle cover

5. Tune Protect Travel Easy

 Tune Protect Travel Easy - Travel Insurance Malaysia (Credit: Tune Protect Travel Easy)
Tune Protect Travel Easy – Travel Insurance Malaysia (Credit: Tune Protect Travel Easy)
Key Services:Tune Protect Travel Easy, Insurance Company and more
Website:https://www.tuneprotect.com/products/travel-easy-insurance/
Address:Level 8, Wisma Tune, 19 Lorong Dungun, Damansara Heights,50490 Kuala Lumpur, Malaysia
Phone:1-800- 88-5753
Email: hello.my@tuneprotect.com

Tune Protect Travel Easy divides its premium rates into various areas. It also has Malaysia-specific travel packages.

One of the benefits of using Tune Project Travel Easy is that you may be covered by one policy even if you travel to numerous countries during the same trip.

If you’re expecting, Tune Protect Travel Easy has you covered — but not the issues that may develop during your pregnancy while traveling.

Furthermore, unlike other travel insurance offerings, Tune Protect Travel Easy does not cover any medical bills you will incur while on travel abroad. You will have to shoulder them first then seek reimbursement afterwards.

Key Differentiators:

  • Personal accident
  • Travel inconvenience
  • 24/7 worldwide travel assistance

6. Zurich Z-Travel Insurance

Zurich Z-Travel Insurance - Travel Insurance Malaysia (Credit: Zurich Z-Travel Insurance)
Zurich Z-Travel Insurance – Travel Insurance Malaysia (Credit: Zurich Z-Travel Insurance)
Key Services:Z-Travel Insurance, Z-Travel Takaful, Insurance Company and more.
Website:https://www.zurich.com.my/en/insurance-products/protection/for-my-travel/z-travel-insurance-international
Address:Level 23A, Mercu 3, No. 3, Jalan Bangsar, KL Eco City, 59200 Kuala Lumpur, Malaysia
Phone:1-300-888-622

Established names like Zurich offer a well-planned and comprehensive range of travel insurance perks. Let’s have a look at Z-Travel Insurance (International).

Z-Travel Insurance offers a lot of advantages over traditional travel insurance plans, one of which is that you’re protected for a follow-up treatment in Malaysia after your trip, as well as alternative medicine coverage.

The amount you’ll pay is divided according to your geographic location and plan — silver, gold, or diamond. This allows us to choose the best match for our plans and money. Z-Travel Insurance also comes in a Takaful package.

Key Differentiators:

  • Rental car excess
  • 24-hour emergency medical assistance benefits
  • Protection for amateur sports (diving, winter sports, bungee jumping, and so on)

7. AXA Travel and Personal Accident Insurance

AXA Travel and Personal Accident Insurance - Travel Insurance Malaysia (Credit: AXA Travel and Personal Accident Insurance)
AXA Travel and Personal Accident Insurance – Travel Insurance Malaysia (Credit: AXA Travel and Personal Accident Insurance)
Key Services:Overseas Travel Insurance, Domestic Travel Insurance, Smart Care VIP, SmartPA Enhanced 
Website:https://www.axa.com.my/contact-us
Address:Kuala Lumpur, Malaysia
Phone:(+603) 2170 8282
Email: customer.service@axa.com.my
Operating hours: Weekdays 8.30am to 5.30pm (excluding public holidays)

AXA is an insurance provider with a long history of providing quality service and good customer care. AXA Travel and Personal Accident Insurance provides travel insurance as well as a personal accident plan.

AXA Travel and Personal Accident Insurance includes a variety of benefits. Both family and individual plans can help you protect yourself on single or annual international excursions.

Key Differentiators:

  • Travel inconveniences
  • Emergency medical evacuation
  • Single and annual unlimited trips available

Travel Insurance Malaysia 

There are a variety of Travel Insurance Malaysia policies to choose from, each with its own set of benefits. Before purchasing travel insurance, be sure to read the fine print and understand what is and is not covered. In general, travel insurance will cover you for medical expenses, lost or stolen baggage, and trip cancellations or interruptions.

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