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6 Best Cruise Insurance In Singapore [2023]

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Cruise Insurance Singapore

 Best Cruise Insurance Singapore
Best Cruise Insurance Singapore

Cruises are a great way to explore the world and spend quality time with your loved ones. However, if you want to ensure that you have an unforgettable experience, it is essential that you take care of any cruise insurance Singapore. Cruise insurance will protect your vacation investment by covering things like medical expenses in case of serious injury or serious illness and property loss due to theft or damage. Here we review 6 best cruise insurances in Singapore:

1. AIG

AIG - Cruise Insurance Singapore (Credit: AIG)
AIG – Cruise Insurance Singapore (Credit: AIG)
Key ServiceWide travel insurance coverage
AddressAIG Singapore Customer Service Centre AIG Building 78 Shenton Way, Level 1 Singapore 079120
Phone+65 6419 3000
Operating Hours Weekdays: 12:30–4:30pm

AIG offers a large selection of insurance options, including their travel coverage, which provides comprehensive coverage. They can assist you in managing each problem when it comes to pre-departure hassle, medical care, journey or flight delays, personal injury, baggage delay, and more.

In case of trip cancellation or accommodation provider problems, their insurance plans cover all travel costs such as transport, accommodation expenses, Visa, and excursion expenses.

The best cruise insurance in Singapore offers 24/7 worldwide travel assistance services with its international service centers all over the world, so you may take advantage of their insurance coverage whenever and wherever you need it.

Key Differentiators

  • 24/7 in-house global assistance
  • Inclusive medical services
  • Responsive claims

Customer Testimonial

“The staff was polite, patient and knowledgeable. Got me in touch with my Agent whom I had lost contact.”


NTUC - Cruise Insurance Singapore (Credit: NTUC)
NTUC – Cruise Insurance Singapore (Credit: NTUC)
Key ServiceVariety of Travel Assistance
Address/Phone/Operating HoursLocations

NTUC has a variety of travel assistance for all types of trips, from family plan vacations to solo adventures. Personal accidents, medical expenses, loss and damage to personal belongings, travel or baggage delay, and other services are included in their extensive coverage.

You have the option of their two insurance programs, which are mostly concerned with medical assistance… so if you’re travelling with your parents and loved ones who have pre-existing medical problems, they could be the best Singapore cruise insurance for you.

Key Differentiators

  • Family members coverage
  • Overseas study protection plan

3. Aviva

Aviva - Cruise Insurance Singapore (Credit: Aviva)
Aviva – Cruise Insurance Singapore (Credit: Aviva)
Key ServiceMultiple Travel insurance Options
Address4 Shenton Way, SGX Centre 2 #01-01, Singapore 068807 Taxi stand E18
Phone+65 6827 9966
Operating Hours Mondays to Fridays 8:45am – 5:30pm

Weekends and public holidays Closed

Claim enquiry hours:

Mondays to Fridays 8:45am – 6:00pm

Weekends and public holidays Closed

Aviva offers a variety of travel insurance options that cover any delays incurred while traveling, unauthorised transactions, accidental disability, and death. They provide an assured service with emergency travel assistance 24 hours a day, 7 days a week.

They also offer special travel insurance for sports activities and weddings and photoshoots in other countries. They’ve gained a reputation for providing some of the best cruise insurance in Singapore as a result of their benefits.

Key Differentiators

  • Basic and enhanced insurance plans
  • Offers a variety of travel insurance options

Customer Testimonial

“So far so good! Happy with the 2 savings policies I have with Aviva as I feel the returns are competitive. Out of convenience, I also tend to use Aviva for travel insurance whenever I travel – purchase process is very simple and straightforward.”


MSIG – Cruise Insurance Singapore (Credit: MSIG)
Key ServiceLifestyle coverage
Address/Phone/Operating HoursLocations

MSIG insurance covers more than 50 different services, including outdoor activities and increased terrorism coverage. Other critical medical coverage, such as maternity-related incident compensation is also offered.

For their premium plan, there is no upper age limit and it includes pre-existing medical conditions, overseas hospitalization costs, and emergency medical evacuation and repatriation. With this range, they do have some of the best cruise insurance in Singapore.

Key Differentiators

  • Easy claim process
  • Adventurous activities coverage

5. FWD Singapore

FWD Singapore - Cruise Insurance Singapore (Credit: FWD Singapore)
FWD Singapore – Cruise Insurance Singapore (Credit: FWD Singapore)
Key ServicePersonal and corporate claims
Address6 Temasek Boulevard, #18-01 Suntec Tower Four, Singapore 038986
Phone+65 6820 8888
Operating Hours Monday to Friday: 9:00am – 10:00pm

Saturday: 9:00am – 1:00pm
(Excluding public holidays)

FWD Singapore has earned several accolades for being one of the island’s most reputable online insurance providers. They provide cashless medical claims, unlimited medical evacuation coverage, haze or poor weather conditions delay coverage, and more for their travel insurance.

They also provide various insurance options, starting with basic coverage up to premium protection, in the event of theft or damage to your property as well as travel or baggage delay. The insurance can be easily claimed using your mobile app, making it more handy for emergency usage.

Key Differentiators

  • Worldwide emergency assistance
  • Fraudulent personal credit card usage
  • Additional coverage

Customer Testimonial

“First time to purchase Travel Insurance from FWD. My flight was cancelled, travel agency charged me a big sum for the trip cancellation, luckily I bought FWD TI which I could claim the trip cancellation fee from. The claim process was super quick, I got my claims transferred to my bank account in 2 days! Very smooth and seamless claim process, continue with the good work!”

6. Starr Cruise Travel Insurance

Starr Cruise - Cruise Insurance Singapore (Credit: Starr Cruise Travel Insurance)
Starr Cruise – Cruise Insurance Singapore (Credit: Starr Cruise Travel Insurance)
Key ServiceConvenient Travel Insurance Plan
Address138 Market Street, #16-04, CapitaGreen, Singapore 048946
Phone+65 3158 7515
Operating Hours Monday to Friday, 9:00am to 12:30pm and 1:30pm to 5:00pm (Closed on Saturdays, Sundays and Public Holidays)

The good news is that there’s a further promotion for the Starr Cruise to Nowhere Travel Insurance, where you’ll get a S$10 PayNow voucher from SingSaver when you sign up.

With this in mind, plan your journey starting at $12 per day with a variety of coverage and add-ons tailored to your needs.

Key Differentiators

  • Medical expenses up to SG$1,000,000 including in and outpatient expenses and treatments
  • Seamless and Cashless claims via PayNow
  • Personal accident benefit of up to SG$500,000 maximum limit, covering 18 different insured events of disablement and accidental death

Cruise Insurance Singapore

There are a number of factors to consider when choosing the best cruise insurance in Singapore. It’s important that you know what your needs are and how often you travel before deciding on one type or another. With that, we hope our list has helped you greatly!

Before you go, do check out our other articles as well!

Rachel Tan - FunEmpire

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Rachel Tan is the editor at FunEmpire Media Singapore. She has over 8 years of experience in the media industry discovering the best local businesses, places and things to do in Singapore. From lifestyle, entertainment, food, travel, education and more, Rachel is a trusted source to curate the very best Singapore has to offer.