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3 Best Contractors with In-House Renovation Loan in Singapore [2024]

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In-house Renovation Loan Singapore

Best In-house Renovation Loan Singapore
Best In-house Renovation Loan Singapore

Homes in Singapore are in high demand now more than ever before. However, many homeowners are finding it difficult to find the best in house renovation loan in Singapore that will suit their needs. This is where we come in! We have compiled a list of 3 of the best in-house renovation loans in Singapore for you. These loans cover renovations on both residential and commercial properties, as well as include low-interest rates and flexible repayment periods. You can also apply for these loans online with just a few clicks, which makes them convenient too!

1) Jaystone Renovation Contractor

Jaystone - In-house Renovation Loan Singapore (Credit: Jaystone)
Jaystone – In-house Renovation Loan Singapore (Credit: Jaystone)
BEST FORAffordable services
SERVICESHome renovation, On The Spot Sketches, Conceptualization, etc.
ADDRESS1090 Lower Delta Road #03, 07N, Singapore 169201
PHONE+65 6653 6215
OPERATING HOURS Monday – Friday, 10:00 AM – 6:00 PM

Jaystone Renovation Contractor, as one of Singapore’s most in-demand contractors, provides designer high-quality services at an accessible cost. It’s shown to be capable of producing high-quality home renovation and contracting projects for all sorts of house settings on the island.

Hiring the services of Jaystone Renovation Contractor comes with the option to take advantage of its house loan package, so if you need more cash to pay for everything, we recommend their remodeling and in-house renovation loans in Singapore!

Key Differentiators:

  • Renovation Works
  • Interior Design
  • Project Management
  • Professional Installations

Clients’ Review:

I would like to thank Jaystone renovation contractor for their job well done in helping us complete our full renovation in our new home. They were helpful throughout and came back multiple times to make sure everything was alright. Our project manager Ethan was responsible and make this renovation very enjoyable. Thanks!

Shah Ahammed Zubayer

They have fast response for quotation and professional in their works. Capable and good in follow up. Thanks!

Lina Chua

2) 3D Innovations Design

3D Innovations Design - In-house Renovation Loan Singapore (Credit: 3D Innovations Design)
3D Innovations Design – In-house Renovation Loan Singapore (Credit: 3D Innovations Design)
BEST FORRenovation package deals
SERVICESHome renovation
ADDRESSBlk 178 Toa Payoh Central #01-208, (Beside TPY HDB Hub), Singapore 310178
PHONE+65 6834 4333
OPERATING HOURSMonday – Friday, 10:00 AM – 7:00 PM

3D Innovations Design is a renovation contractor that specializes in residential and private developments. It has been operating since 1982, making it one of the longest-established renovation contractors on the island.

We strongly suggest hiring their services if you’re looking to save money through the best renovation with in-house loans in Singapore. Its staff promises to be clear with the entire renovation cost, including no middle-man or hidden costs. Furthermore, 3D Innovations Design offers attractive interest rates and flexible payment conditions on top of the standard services provided by most home remodeling companies. Both of these are part of their renovation packages!

Key Differentiators:

  • Specialising in residential projects for HDB flats and private developments
  • In-house carpentry workshop and a team of renovation contractors
  • Strict quality and material control

Clients’ Review:

This is my 2nd time engaging Joanne Tay as my ID. She is accommodating to changes and does not hard sell, which many home owners would face once we engaged an ID. She is very meticulous to small details and will put in the effort to ensure the renovation is on time, despite the tight schedule. Will highly recommend Joanne if you are looking for a professional ID.

Ying Siang

I would like to thank Stanley from for doing a splendid job in converting a condo of 3 years into a elegance home for us. He is so trustworthy, dedicated and professional. Being an experienced interior designer, he is friendly and humble, he hears our views and understand what we want for our home. We will not hesitate to recommend Stanley to anyone in need of a awesome interior designer.

AquascapeYork (sk3tx)

3) TCA Design & Build

TCA Design and Build - In-house Renovation Loan Singapore (Credit: TCA Design and Build)
TCA Design and Build – In-house Renovation Loan Singapore (Credit: TCA Design and Build)
BEST FORRenovation, Construction, Custom Builds
SERVICESRenovation Apartments, Renovation Terrace houses, Construction Terrace houses and Bungalow, Design and Submissions for alterations and extensions
ADDRESS20 Depot Lane, Singapore 109763, Singapore
PHONE+65 83814587
OPERATING HOURSMonday – SUNDAY, 10:00 AM to 8:00 PM

TCA Design & Build, a design and build construction consultancy firm based in Singapore, was founded in 2011. By using their distinctive, sturdy constructions to create one-of-a-kind experiences, the company strives to satisfy both residential and commercial project demands.

The process of working with TCA Design & Build is now quite simple, requiring only three easy stages: (1) Meet the designer and receive pricing for the build; (2) Consult and finalize the design; and (3) Relax as TCA Design & Build takes care of the design and provides what the customer has requested.

Key Differentiators:

  • Specialise in metal works and cement works 
  • Refurbish, implement, and certify your new electrical and plumbing system
  • Simplified steps

Clients’ Review:


In-house Renovation Loan Singapore

That concludes our list of the best renovation contractors in Singapore that offer in-house loans. These in-house loans allow you to save more money and ensure that the renovation costs are clearly communicated from the beginning. In addition, these contractors have great services at affordable rates!

Interested to read more? Check more of our lifestyle blogs down below!

Rachel Tan - FunEmpire

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Rachel Tan is the editor at FunEmpire Media Singapore. She has over 8 years of experience in the media industry discovering the best local businesses, places and things to do in Singapore. From lifestyle, entertainment, food, travel, education and more, Rachel is a trusted source to curate the very best Singapore has to offer.