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8 Best Mortgage Brokers in Singapore [2023]

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Mortgage Broker Singapore

Best Mortgage Broker Singapore
Best Mortgage Broker Singapore

It is not easy to choose mortgage brokers in Singapore, with the mortgage market becoming more competitive every year. Many mortgage brokers are vying for your business. But how do you know who to trust?

Mortgage rates are at their lowest point since 2008, and mortgage broker fees have come down too. So what should you look out for when choosing mortgage broker Singapore? We’ve compiled a list of the 8 best mortgage brokers in Singapore that will help you make the right decision!

1) Mortgage Master

Mortgage Master - Mortgage Broker Singapore
Mortgage Master – Mortgage Broker Singapore (Credit: Mortgage Master)
Key ServiceFirst-time home loans
Address39A Jalan Pemimpin, #02-00C, Singapore 577183
Phone+65 6974 7673
Operating HoursMon to Fri 10:00-19:00

Mortgage Master aspires to provide transparency to the mortgage sector. It aims to assist consumers in obtaining the lowest rates for their requirements, particularly first-time house buyers and refinancing choices.

Mortgage Master provides discounts and subsidies to help you pay off your mortgage upfront. This distinguishes the company from the competition as one of the most cost-effective ways to obtain home loans. Due to its access to secret loan rates supplied by financial institutions, the firm can provide rapid and inexpensive services.

Key Differentiators:

  • Personalised advice and consultations
  • First-time home loans
  • Refinancing options

Customer’s Review:

Would like to commend Eugene from Mortgage Master. Very professional, patient, and knowledgeable. I think I’ve given him tons of questions and scenarios but he addressed each and every query patiently!

Sheryl Chan

2) KeyQuest Mortgage

KeyQuest Mortgage - Mortgage Broker Singapore
KeyQuest Mortgage – Mortgage Broker Singapore (Credit: KeyQuest Mortgage)
Key ServiceNo hidden costs
Address114 Lavender St., #09-56 Lift Lobby 3, Singapore 338729
Phone+65 9644 0186
Operating HoursMon to Fri 09:00-19:00

KeyQuest Mortgage is a consultancy firm with more than ten years of expertise in the field. It has access to most Singapore home loan alternatives through working with 18 banks. The firm has a large range of loans in its portfolio. They offer house loans, bridging loans, and even perform loan approval checks for clients.

Key Differentiators:

  • No hidden costs
  • Personalized, transparent services
  • Home loans

Customer’s Review:

Xiaoyu has instrumental to helping us getting the best deal on the market. She is very patient, helpful and quick to respond. I honestly would not have been able to get the best deal on my own. Thanks for her efforts. Double thumbs up.

Stefanie Ko

3) FinanceGuru

 FinanceGuru - Mortgage Broker Singapore
FinanceGuru – Mortgage Broker Singapore (Credit: FinanceGuru)
Key ServicePartnered with 16 banks and other financial institutions
Address18 Sin Ming Ln, #07-25 Midview City, Singapore 573960
Phone+65 9890 9090
Operating HoursMonday – Saturday 9:00AM to 9:00PM

FinanceGuru is a free, independent financial resource that provides access to financial services to those who need it most. They advise consumers on making sound financial decisions and achieving their objectives.

They compare mortgage loans, personal loans, renovation loans, and business loans rates to ensure that all of your financial objectives are met by comparing them with 16 other banks and different financial institutions.

They know what it’s like to make financial decisions, whether it’s picking the appropriate mortgage arrangements, taking out personal loans, or obtaining renovation loans or business loans.

Key Differentiators:

  • Partnered with 16 banks and other financial institutions
  • Guides you with accurate financing assistance
  • Reliable agents

Customer’s Review:

Fabian is a knowledgeable, helpful, and patient agent who had assisted us throughout the process of getting our house bank loan successfully. Our questions & doubts are also well answered. Thank you & appreciated.

Jason Lim

4) MortgageWise

MortgageWise - Mortgage Broker Singapore
MortgageWise – Mortgage Broker Singapore (Credit: MortgageWise)
Key ServiceUp to 4-month reminders before their lock-in expires
Address10 Anson Rd, 29-02 International Plaza, Singapore 079903
Phone+65 6221 1089
Operating HoursMon to Sun 08:00-22:00

Since its inception in 2014, MortgageWise has helped more than 2,800 customers find the best mortgage rates. Customers are guided through a variety of alternatives to obtain the lowest commercial or residential rates both in Singapore and overseas by MortgageWise’s professionals.

MortgageWise is a firm that prides itself on its ability to provide unbiased advice. MortgageWisy has a professional staff and a long list of partners, including legal firms, senior bankers, and others, who can assist you with your mortgage purchase. When contacted, MortgageWise provides an in-depth report that includes penalties, lock-in, and more!

Key Differentiators:

  • Up to 4-month reminders before their lock-in expires
  • Commercial or residential properties
  • Overseas loans

Customer’s Review:

Amanda from was professional, responsive, polite, and gave quality advice. The follow-up was also very prompt. Overall, it was a smooth and great experience! Thanks!

Joe Lau

5) Mortgage Consultancy

Mortgage Consultancy - Mortgage Broker Singapore
Mortgage Consultancy – Mortgage Broker Singapore (Credit: Mortgage Consultancy)
Key ServiceCapital raising for SME owners
Address47 Kallang Pudding Road #09-08 The Crescent @ Kallang, Singapore 349318
Phone+65 8556 5271
Operating HoursDaily 09:00-18:00

Mortgage Consultancy, as a one-stop-shop for a mortgage, offers knowledgeable bankers, investment and financial advisors, and real estate professionals. It is proud of its success in assisting customers from both the private and corporate sectors in getting low-rate loans.

The firm has been recognized across the world and has won an NS Mark Award from the Ministry of Defense as a result of its friendly service. The team works around the clock to get loans with the lowest rates and even improve loan terms, adopting a collaborative approach.

Key Differentiators:

  • Approval in principle (AIP)
  • Government-assisted business bank loans
  • Capital raising for SME owners

Customer’s Review:

As a young homemaker, Mortage Broker Singapore has been a great help to me by helping me save the hassle and time from seeking banks and providing me with the lowest unbiased rates. The consultants have been very helpful and professional in helping me manage my finance and loans. I truly recommend them to every homeowners in need!

Soler Tan

6) Home Loan Whiz

Home Loan Whiz - Mortgage Broker Singapore
Home Loan Whiz – Mortgage Broker Singapore (Credit: Home Loan Whiz)
Key ServiceHome equity loans
Address6001 Beach Rd, #22-01 Golden Mile Tower, Singapore 199589
Phone+65 6631 8980
Operating HoursMon to Sun 09:00-20:00

Home Loan Whiz provides a wide range of home loans and refinances options. They have over 20 banks on their team, allowing them to locate the lowest rates for each customer and circumstance. Home Loan Whiz provides a number of services for free when working with over 20 banks in Singapore. Its goal is to assist customers in making the greatest judgments possible, as well as providing a warranty on the lowest pricing.

Key Differentiators:

  • Refinancing
  • Home equity loans
  • Approval in principle

Customer’s Review:

Bought a new place and my advisor Joanna was a great help with the interest rates jargon and sharing how to compare the floating rates across different banks. Highly recommend their service to home owners who is looking for the best mortgage interest rate deals!

Charmaine Y


ROSHI - Mortgage Broker Singapore
ROSHI – Mortgage Broker Singapore (Credit: ROSHI)
Key ServiceNew Home Loans, Refinance Home Loans, Personal Loans
Address7 Temasek Boulevard #12-07 Suntec Tower One, Singapore 038987
Phone+65 9127 2593
Operating HoursMon – Fri:10am to 8pm
Sat: 10am to 5pm

ROSHI is on a mission to make the loan buying journey easier than ever with a digital solution that is fully-personalised (based on borrowers financials) and convenient (without the need to run from bank to bank).

Their application allows borrowers to set-up and access their own borrower dashboard, receive personalised loan options and chat with loan managers directly on the platform. They have equipped the platform with machine learning capabilities to auto approve/reject applications, provide pre-approved loan options (based on borrowers financials) and added auto-messaging to fast track support.

Key Differentiators:

  • Convenience – Their technology makes it easy. No paperwork, just apply online.
  • Choice – Choose from all lenders to access better rates and more features. 
  • You first – ROSHI works for borrowers, not lenders. They act in borrowers’ interests. 

Customer’s Review:

“Great service from start to finish. Rather than pushing to done the first available loan offer, the team gave me advice as though they were the ones applying for my mortgage themselves. Thanks”

8) Dollar Back Mortgage

Dollar Back Mortgage - Mortgage Broker Singapore
Dollar Back Mortgage – Mortgage Broker Singapore (Credit: Dollar Back Mortgage)
Key ServiceKnowledgeable managers
Phone+65 9816 4855
Operating HoursMon – Fri: 10am – 8pm
Sat: 10am – 5pm

Dollar Back Mortgage is committed to providing the best mortgage rates and educating its clients about making the greatest informed decision possible. They provide a comprehensive range of loans and property conveyancing services. For their team, they only choose the most competent and informed supervisors. You’ll be certain to get the greatest possible loan for the property you want with their assistance.

Key Differentiators:

  • Knowledegable managers
  • Best service and guidance
  • Partnered with many reputable banks

Customer’s Review:

We were very impressed by Jovin’s speedy and detailed response to our queries. He was clear and systematic in his analysis and advice on the options, and we would not hesitate to recommend him strongly! Five stars for Jovin and Dollarback!

Winston Yean

Mortgage Broker Singapore

If you’re looking for a mortgage broker Singapore, this list should help. We reviewed the best mortgage brokers in Singapore based on their services and customer reviews to find the top mortgage broker companies that are worth considering. One of these mortgage broker firms might be just what you need to get a great mortgage loan with low-interest rates or refinancing options. It’s hard to know if your current company is giving you the same level of service as other mortgage brokerage firms offer until you compare them side-by-side. If none of these seem like they’d work for your needs, let us know!

Are you looking for more interesting articles to read? Check out some more of our blog posts down below!

Rachel Tan - FunEmpire

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Rachel Tan is the editor at FunEmpire Media Singapore. She has over 8 years of experience in the media industry discovering the best local businesses, places and things to do in Singapore. From lifestyle, entertainment, food, travel, education and more, Rachel is a trusted source to curate the very best Singapore has to offer.