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21 Best Debt Collectors to Recover Your Funds in Singapore [2024]

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Debt Collectors Singapore

Best Debt Collectors Singapore
Best Debt Collectors Singapore

Do you need help recovering your overdue debts? Are you looking for a company that is reliable and affordable? If so, then this blog post will be perfect for you. We have compiled a list of Debt Collectors in Singapore for 2024 that are ranked among the best in the industry.

Quick Summary

  • Best debt collectors in Singapore for 2024 include Papa Debt Recovery Service, Debt Collection Pte Ltd, DMS Debt, KX Unit, and JMS Rogers.
  • When choosing a debt collector in Singapore, consider factors such as experience, reputation, legal compliance, collection strategies, fees, and customer service.
  • Hiring a debt collector on board in Singapore can greatly boost your ability to recover outstanding debts quickly and legally.

Key Consideration Factors

  • Experience and Reputation: Picking a debt collection agency with a strong history and glowing reviews from previous clients is key. Their expertise in the field can greatly influence how successfully they recover your debts.
  • Legal Compliance: It’s important that the agency follows Singapore’s laws on debt collection closely. This safeguards your interests and ensures the collection is done ethically and within legal boundaries.
  • Collection Strategies: Look into how the agency approaches debt collection. A reputable agency should use a variety of approaches, from negotiation to legal proceedings when needed, all while treating everyone involved with respect.
  • Fees and Charges: Get a clear understanding of the agency’s fee structure. Most operate on a “no collection, no fee” basis, but make sure you’re aware of any potential extra costs.
  • Customer Service: Don’t underestimate the importance of good customer service. Choose an agency that communicates clearly and keeps you informed about the progress of your debt collection.

Best Debt Collectors Singapore

1. Papa Debt Recovery Service

Papa Debt Recovery Service - Debt Collectors Singapore
Papa Debt Recovery Service – Debt Collectors Singapore (Credit: Papa Debt Recovery Service)
Key FeaturesHigh success rate, debt collection, legal methods, ethical debt recovery, tenacious debt pursuit
Address185 Toa Payoh Central, #01-344, Singapore 310185
Contact(65) 9786 1854
Operating hours9 am to 6pm

They deal with good ethics rather than expedient dishonesty. They go to great lengths to fulfill their duties efficiently even when they are not being watched. Papa Debt Recovery Service has worked with devastated consumers in the debt collection sector on a daily basis. Clients seek their assistance to instill hope in themselves.

2. Debt Collection Pte Ltd

Debt Collection - Debt Collectors Singapore
Debt Collection – Debt Collectors Singapore (Credit: Debt Collection)
Key Features– Corporate debt collection
– Personal debt collection
– Small claims enforcement
Address1 Scotts Road,
#24-10, Shaw Centre
Singapore 228208
Contact+65 6733 7479 

Debt Collection is a Singapore-based debt collection, recovery agency, and credit management firm. Debt collectors in Singapore assist Singapore companies of all sizes in preserving their cash flow and lowering risk.

Our debt collectors are professional and well-trained experts that will help you get your money back if needed. They realize that personal visits may be required in order to recover your funds from time to time. Furthermore, their field agents deliver legal documents and make discreet inquiries and interviews when appropriate.

Their cutting-edge systems also allow them to assist clients in conducting corporate investigations to establish the credit limits of their potential customers. These examinations are accompanied with thorough reports that summarize their findings

3. DMS Debt

DMS Debt - Debt Collectors Singapore
DMS Debt – Debt Collectors Singapore (Credit: DMS Debt)
Key FeaturesHandle with Law
Highly trained and experienced
Address65 Ubi Crescent
#03-03, Hola Centre
Singapore 408559
Contact+65 6547 8300 (Office)

DMS Group has the answer for any debt problem, whether it’s overdue accounts, unpaid invoices, or arrears. They are a company of unrivaled integrity, and their methods are designed to handle debtors in line with the law.

Global Debt Management is a network of specialized business consultants who are highly trained and experienced in the intricacies of international debt. They have access to cutting-edge data, technology, and software that can guarantee results in the quickest time possible. The debt collector in Singapore provides applicants with reports that detail their current financial situation, credit score, payment history, as well as personal data such as employment and address history.

As a service guarantee to you, the debt collector in Singapore agrees to refund the full working allowance with the service guarantee fee if another debt collection agency manages to recover the whole debt for you within three months after your unsuccessful case was returned to you.

4. KX Unit

DMS Debt - Debt Collectors Singapore
KX Unit – Debt Collectors Singapore (Credit: DMS Debt)
Key FeaturesOffer consultation to educate customers
Delivers best collection options
Address6001 Beach Road
#13-10, Golden Mile Tower
Singapore 199589
Contact+65 6291 5088 (Tel)

+65 9140 8000 (WhatsApp)
Operating HoursMonday – Saturday
10.30 am – 9 pm


The KX Unit recognizes that the legal jurisdiction in Singapore will necessitate the need for a high-quality and efficient debt recovery approach.

Because of this, KX Unit’s collection officers go through three fundamental trainings that are focused on industry-related regulations, difficult reconditioning, and dynamic negotiation. KX Unit is dedicated to delivering the best collection options for the community while continuing to use technological innovations.

KX Unit also offers debt collection services and anti-scam consultancy to assist their customers in performing a comprehensive evaluation of firms before they invest. This will help their clients make an educated decision before they invest.

5. JMS Rogers

JMS Rogers - Debt Collectors Singapore
JMS Rogers – Debt Collectors Singapore (Credit: JMS Rogers)
Key FeaturesExperienced field of debt collectors
Follows legal protocols
ContactOffice: +65 6899 9961

Mobile: +65 9756 8880 (WhatsApp Only)
Operating HoursMonday – Sunday
11 am – 7 pm

JMS ROGERS® is a debt collector founded in 2004 with the goal of providing superior service to all sorts of business and individual clients recovering goods and funds owed. In Singapore, the debt collector is recognized for offering a professional service tailored to all types of corporate and personal consumers in attempting to recover debts.

Debt collectors deal with financial difficulties by utilizing creative and professional debt recovery methods without causing any inconvenience or damage. That is how they set themselves apart from the competition. Their Field Enforcement Officers are educated and certified by their in-house trainers, who have decades of significant legal, professional, and consumer experience.

They make sure that their clients’ names will not be sullied in any way and that they will always be regarded highly. JMS ROGERS® takes significant measures to ensure that its procedures and methods are in line with the various legislation, including the Personal Data Protection Act (PDPA).

Finally, the Singapore debt collector collaborates with other professional partners such as private investigators in Singapore and has a panel of solicitors/lawyers at its disposal. This ensures that their clients receive the most cost-effective solution possible.

6. Abacus Credit Management

Abacus Credit Management - Debt Collectors Singapore
Abacus Credit Management – Debt Collectors Singapore (Credit: Abacus Credit Management)
Key FeaturesProminent Debt Collector Service
Emphasizes Honesty and Professionalism
Offers best solutions
Address1 Scotts Rd #22-11
Singapore 228208
Contact+65 6511 1811

Abacus Credit Management, a prominent and seasoned debt collector, was founded in 2005. With that in mind, the firm has since refocused its attention on corporate clients with bigger debt portfolios while continuing to serve small and medium-sized enterprises (SMEs).

In order to maintain a long-term, mutually beneficial relationship with its clients, Abacus Credit Management emphasizes the value of honesty and professionalism in the financial services sector. The firm welcomes process and compliance checks as part of a successful client-manager partnership based on trust.

Abacus Credit Management strives to keep the connection between a creditor and debtor intact wherever feasible. As a result, they provide a variety of tailored debt collection strategies and solutions to best fit their clients’ needs.

7. Rocket Debt Collection

Rocket Debt Collection - Debt Collectors Singapore
Rocket Debt Collection – Debt Collectors Singapore (Credit: Rocket Debt Collection)
Key FeaturesRecognized Debt Collector
Follows a prominent 3 step procedure
Address21 Bukit Batok Crescent
#15-75, Wcega Tower
Singapore 658065
Contact+65 98622379
Operating HoursMonday – Friday
10 am – 10 pm

Saturday – Sunday
2 pm – 10 pm

Rocket Debt Collection has been dubbed the top debt collector in Singapore and has a three-step procedure to assist you recover your funds.

When they sign up any Client, their Case Manager will collaborate with their Collection Team to figure out the best method to recoup the debt for their customer. For their first course of action, they will attempt to contact the debtor by phone and/or send registered letters.

When debtors are unreachable via phone calls or unresponsive to posted mails, the Collection Team will go out to the field in order to locate them at their business premises or residence.

At this stage, most debtors will reach an agreement to settle the debt. Rocket Debt Collection will keep clients informed about each phase of the collection process, from phone calls to visits to company offices or residences.

8. Debt Collector Singapore

Debt Collector Singapore - Debt Collectors Singapore
Debt Collector Singapore – Debt Collectors Singapore (Credit: Debt Collector Singapore)
Key FeaturesProminent Debt Collection firms
Offer expert advice and full customer support
Contact+65 9643 8074

Debt Collectors Singapore is one of the country’s most prominent debt collection firms. They provide a rapid and professional service to businesses and organizations, allowing them to recover payments from debtors.

Clients are able to get whatever help that is required for their distinct circumstances, since the services they provide are more concerned with the client’s current predicament.

When it comes to debt collection, you can count on expert advice about debt collection techniques, full customer support and assistance, as well as legal advise on litigation matters.

9. Singapore Debt Collection Service LLP

Singapore Debt Collection Service LLP - Debt Collectors Singapore
Singapore Debt Collection Service LLP – Debt Collectors Singapore (Credit: Singapore Debt Collection Service LLP)
Key FeaturesGlobal, Corporate, Individual Debt Collection with 100% Tracking Progress
Tracking Services
Private Investigator Services
Financial & Debts Management and
Investment Strategies & Insights
Address2 Venture drive, Vision Exchange S608526
Contact+65 6011-8640
Operating hours9am-6pm Monday to Friday

SDCS: Providing Trusted Debt Recovery Solutions in Singapore since 2002 by featured in multiple medias. They strive to protect your power with the debt collection process and are committed to delivering the best-in-class customer service of debt collection to various industries. Their professional recovery agents collect unpaid receivables, including past due invoices, unpaid rent, delinquent loans, court-ordered judgments, and more. Start maximizing your cash flow today with their contingency debt recovery services.

I would like to thank SDCS for your outstanding and exceptional service that you provided to me in the over the last 3 months. I sincerely appreciate your assistance and commitment to recouping my fund. Your work is valuable for the Singapore Community and is the best strategy for keeping us (victim of personal moneylender) moving forward.

10. Atradius

Atradius - Debt Collectors Singapore
Atradius – Debt Collectors Singapore (Credit: Atradius)
Key FeaturesFocus on developing good relationships with clients
Affordable pricing
Experienced debt collectors
Address8 Shenton Way
#22-02, AXA Tower
Singapore 068811
Contact+65 6372 5300
Operating HoursMonday – Friday
9 am – 6 pm

Saturday – Sunday

Atradius is a leader in trade credit insurance and debt collection, with a focus on developing meaningful relationships with its clients. Having established an office in Singapore in 2007, the debt collector in Singapore has underwriters, account managers, debt collection specialists, finance personnel, and administrative support staff.

Atradius can help you collect outstanding invoices in any country, time zone, currency, or language.

As an Atradius customer, you’ll be able to use their debt collection service, Atradius Collections. This is a feature of all of their Credit Insurance policies and will not cost you anything extra.

Organizations that are not Atradius Credit Insurance customers might also access the debt collector in Singapore’s separate Atradius Collections service.

11. Resolute Debt Recovery

Resolute Debt - Debt Collectors Singapore
Resolute Debt – Debt Collector Singapore (Credit: Resolute Debt)
Key FeaturesTrustworthy around Singapore
Has unique collection methods
Address18 Kaki Bukit Ave 4,
#05-04, Premier @ Kaki Bukit
Singapore 415875
Contact+65 8821 1238
Operating HoursMonday – Friday
12 pm – 8 pm

Saturday – Sunday

Since 2012, Resolute Debt Recovery has been a trustworthy debt collector in Singapore that assists businesses in collecting overdue invoices promptly.

The Singapore debt collector stands out from the competition through the following Unique Selling Propositions:

  • Professional Calls – The aim is to discover the most common reasons for non-payment, sort the type of debtors, and then create collection tactics.
  • Team Work – All of their collectors are knowledgeable, professional, and familiar with Singapore’s debt collection legislation.
  • Personal Visits – Visits by the debtor’s family or friends are a type of collector action that is used to apply more pressure on the debtor to pay up.

They will also perform a thorough examination of your case and assign you debt recovery attorneys with prior experience who can assist you.

12. Alan & Steiner Debt Recovery Pte Ltd

Alan & Steiner Debt Recovery Pte Ltd - Debt Collectors Singapore
Alan & Steiner Debt Recovery Pte Ltd – Debt Collectors Singapore (Credit: Alan & Steiner Debt Recovery Pte Ltd)
Key FeaturesPersonal and commercial loans
Address60 Paya Lebar Rd, #09-38, Singapore 409051
Contact+65 91723358
Operating HoursMonday: 24 Hours 
Tuesday to Friday: 8:30am–8pm
Saturday: 9:30am–7pm
Sunday: 8:30am–7pm

Alan & Steiner Debt Recovery Pte Ltd, a debt collection company that has operated in Singapore for more than 10 years, is one of the best-known in the industry. Both personal and commercial debts are handled by this debt collection agencies. They are also in agreement with rules and regulations, allowing you to rest easy that they will take care of you properly.

They can assist with all sorts of debt collection, including debt recovery, where they’ll advise you on documentation and negotiations to settle the obligation. Furthermore, they can help prevent the closure of firms that owe you money.

Whether you’re clearing a debt or owing one, you can trust on their knowledge and services. This is why they’re regarded one of the finest debt collectors in Singapore.

13. Accurate Debt Recovery Pte Ltd 

Accurate Debt Recovery Pte Ltd - Debt Collectors Singapore
Accurate Debt Recovery Pte Ltd – Debt Collectors Singapore (Credit: Accurate Debt Recovery Pte Ltd)
Key FeaturesTransparent Services
Address18 Kaki Bukit Road 3 
Entrepreneur Business Centre
Singapore 415978
Contact+65 6909 0757

‘Accurate Debt Recovery’ can help you save time, resources, and effort while recovering money. With their assistance, you may keep track of the status of your collection operation in real time and on a regular basis.

All of their debt collection methods are designed to produce the greatest effects at the lowest prices. They recognize that each of their client’s situations are unique, therefore they provide customized services with guaranteed attention to detail.

14. Experian Asia Pacific

Experian Asia Pacific - Debt Collectors Singapore
Experian Asia Pacific – Debt Collectors Singapore (Credit: Experian Asia Pacific)
Key FeaturesDebt recovery, debt management software, automated decisions, compliance, customer service
Address10 Kallang Ave #14-18 Aperia Tower 2, Singapore 339510
Contact(65) 6593 7500
Operating hours9am to 5.30pm

You may lower the cost of collecting debts, increase your productivity, and maximize the profits on your investment with their industry-leading information assets, software, and debt collection expertise. PowerCurveTM Collections is the key. They increase recoveries by utilizing efficient collection processes. They use brand interactions to their advantage in unique ways.

15. Lee Tan & Partners

Lee Tan & Partners - Debt Collectors Singapore
Lee Tan & Partners – Debt Collectors Singapore (Credit: Lee Tan & Partners)
Key FeaturesAccounts receivable collection, bad debts, pre-collection outsourcing, debt recovery, overdraft facilities
Address65 Ubi Crescent #03-03 Hola Centre Singapore 408559
Contact(65) 6547 8300
Operating hours9 am to 6pm

They provide personalized customer service and offer expert debt collection and debt consolidation services. Their firm, with its director having prior experience as a law enforcement officer and in private investigation, has all of the knowledge and experience necessary to assist you with money-related difficulties. They specialize in every area of debt collection and recovery.

17. Farallon Law Corporation

Farallon Law Corporation - Debt Collectors Singapore
Farallon Law Corporation – Debt Collectors Singapore (Credit: Farallon Law Corporation)
Key FeaturesLetter of demand, debt recovery advice, debt negotiation, debtor preventive action, writ of seizure
AddressLevel 40, Ocean Financial Centre, 10 Collyer Quay, Singapore 049315
Contact(65) 6808 6147
Operating hours9 am to 6pm

They are one of Singapore’s most knowledgeable debt recovery attorneys. Contact them about your debt collection scenario today. They are dedicated to resolving your issue as quickly as possible while avoiding any additional expenditures. Debt recovery through the legal route. Obtain your finances back on track with little effort.

18. Equitasasia

Equitasasia - Debt Collectors Singapore
Equitasasia – Debt Collectors Singapore (Credit: Equitasasia)
Key FeaturesLetter of demand, phone call, tracing, field visits, debt recovery
Address60 Paya Lebar Road, #07-24 Paya Lebar Square, Singapore 409051
Contact(65) 6521 6789
Operating hours9am to 6pm

All Equitasasia personnel must fulfill rigorous standards of conduct when conducting debt recovery operations. To ensure that their client’s reputation and image are not harmed in the process, the agency will follow local laws governing debts recovery while maximizing debt recovery.

19. Vantage Debt Recovery

Vantage Debt Recovery - Debt Collectors Singapore
Vantage Debt Recovery – Debt Collectors Singapore (Credit: Vantage Debt Recovery)
Key FeaturesPersonal debt recovery, corporate debt recovery, debt negotiation, mediation, IOU recovery
Address21 Bukit Batok Crescent, #25-74, WCEGA TOWER, Singapore 658065
Contact(65) 6255 8750
Operating hours10am to 6pm

They’re a big debt recovery firm. With a team of hardworking and well-trained debt recovery specialists on board, their clients receive a personalized and customized solution to all of their debt problems, keeping strict attention to all relevant Singapore legislation and regulation. These contractors are all trustworthy, professional, and reasonably priced.

20. Justice Debt Recovery

Justice Debt Recovery - Debt Collectors Singapore
Justice Debt Recovery – Debt Collectors Singapore (Credit: Justice Debt Recovery)
Key FeaturesBad debt recovery, debt recovery, debt management, IOU recovery, field visits
Address25 Kakit Bukit Road 4, #03-41 Singapore 417800
Contact(65) 8328 5991
Operating hours12pm to 8pm

They make every effort to win each case to the fullest extent possible, even if it is a difficult situation. Are you tired of trying to track down and collect payment from each individual client who defaults on their purchases or services? This agency will use everything they’ve learned to find a way to make your debtors pay off their obligations.

21. Black Rock Collection

Black Rock Collection - Debt Collectors Singapore
Black Rock Collection – Debt Collectors Singapore (Credit: Black Rock Collection)
Key FeaturesReceivables recovery, debt recovery, bad debts recovery, court orders enforcement, corporate retainer
Address50 Buffalo Road Singapore 219799
Contact(65) 6333 1737
Operating hours9 am to 6pm

This firm specializes in assisting business owners and creditors with collecting on debts by providing a collection service. Their team of recovery managers has significant experience working in fields such as private investigator, negotiator, credit and debt recovery office to assist you in the collection of debts. They are a legal firm that follows Singapore’s laws. They have a well-determined, meticulous approach to their recovery efforts, ensuring that they do not break any laws.

Debt Collectors Singapore

Debt collection is a delicate but necessary part of running any successful business. In the event that your company has been unable to collect on an invoice, it’s important to know who you can trust in this industry and for what purposes they’re best suited. We’ve compiled a list of ten debt collector Singapore businesses you should keep in mind when you require service in this industry.

Frequently Asked Questions (FAQs)

If you have any questions about debt collectors in Singapore, you can refer to the frequently asked questions (FAQ) about the best debt collectors in Singapore below:

What is debt collector in Singapore?

A debt collector in Singapore is a person or company that specializes in collecting debts. Most debt collectors are hired by creditors, but some work for collection agencies. Debt collectors typically contact debtors by phone, mail, or email to request payment. They may also visit the debtor’s home or place of business. In some cases, they may hire a private investigator to track down the debtor. Debt collectors may also file a lawsuit against the debtor to collect the debt.

What are the costs of debt collectors in Singapore?

There is no set cost for debt collectors in Singapore. Some creditors may charge a flat fee, while others may charge a percentage of the debt. Debt collectors may also charge additional fees for travel and other expenses.

Is it worth paying a debt collector?

It depends on the situation. If you are having difficulty collecting a debt yourself, it may be worth paying a debt collector. However, if you are able to collect the debt yourself, you may not need to pay a debt collector. You should also consider the cost of the debt collector before making a decision.

What are the laws governing debt collectors in Singapore?

The laws governing debt collectors in Singapore are governed by the Consumer Protection (Fair Debt Collection Practices) Act. The act prohibits debt collectors from using abusive, unfair, or deceptive practices when collecting a debt. It also requires debt collectors to provide the debtor with certain information about the debt, such as the amount owed and the name of the creditor.

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I'm a writer at FunEmpire Media, leveraging over 5 years of experience in the media industry. My expertise lies in delving into the worlds of finance and education. Join me as I navigate through the intricacies of these fields, providing insights and strategies for financial success and educational empowerment in Singapore.

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